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No matter how you like to bank, First Federal has the perfect checking account to fit your life!

Personal Checking

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What kind of account would you like?
Minimum to open
Minimum daily balance required to earn interest
ATM card or MasterCard© debit card
Online banking with free bill pay
Mobile banking and mobile deposit
E-statements
Checks
ATM access
Custom account benefits
Account requirements and fees
First Reward
NOW/Super NOW
First Preferred
First Choice

High interest and special value rewards

Higher interest with higher balances

A special account for certain CD* and home loan customers, or customers age 55+

Easy everyday banking

$100

$100

$100

$100

$0.01 

Interest is paid on rate tiers based on qualifications and balance

$100 NOW account

$2,500 Super NOW account

$500 with rate tiers for higher average daily balances

  • $2,500
  • $5,000
  • $10,000

Non-interest bearing

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Required

Optional

Optional

Optional

First order of 40 no charge

First order of 40 no charge

First order of 40 no charge

First order of 40 no charge

ATM transactions at all FFCB locations at no charge.

If requirements below are met, ATM surcharges will be refunded.

ATM transactions at all FFCB locations at no charge

ATM transactions at all FFCB locations at no charge

ATM transactions at all FFCB locations at no charge

Check images included in monthly e-statements

Check images included in monthly statement

Check images included in monthly statement

Check images included in monthly statement

No minimum balance required

No monthly service charge

To qualify for benefits, you must:

  • Have at least ten (10) debit card transactions per statement cycle
  • Have at least one (1) ACH debit or credit per statement cycle
  • Receive your monthly statement electronically


See terms and conditions for additional features

No service charges are assessed if the average daily balance remains above $500

No minimum balance required

No monthly service charge


*To qualify, CD customers must have a CD balance of $5,000 or greater

No minimum balance required

No monthly service charge

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