| FACTS | WHAT DOES FIRST FEDERAL COMMUNITY BANK, SSB DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Federal Community Bank, SSB chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does First Federal Community Bank,SSB share? | Can you limit this sharing? |
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For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
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For our marketing purposes -
to offer our products and services to you |
No | We do not share |
| For joint marketing with other financial companies | Yes | No |
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For our affiliates' everyday business purposes -
information about your transactions and experiences |
No | We do not share |
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For our affiliates' everyday business purposes -
information about your creditworthiness |
No | We do not share |
| For our affiliates to market to you | No | We do not share |
| For nonaffiliates to market to you | No | We do not share |
| Questions? | Call 903-784-0881 or go to www.ffcbank.com |
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| Who we are | |||||||||
| Who is providing this notice? | First Federal Community Bank, SSB | ||||||||
| What we do | |||||||||
| How does First Federal Community Bank, SSB protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | ||||||||
| How does First Federal Community Bank, SSB collect my personal information? | We collect your personal information, for example, when you
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| Why can't I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |||||||||
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other important information | |||||||||
| First Federal Community Bank, SSB is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against First Federal Community Bank, SSB should contact the Texas Department of Savings and Mortgage Lending through one of the means indicated below: In Person or by U.S. Mail:
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